Effective date: 09/12/2026
These Terms and Conditions apply to the No Bull Planning Academy and related resources provided by No Bull Planning (“we,” “us,” or “our”). By accepting these terms at checkout or another point where they are presented for agreement, you agree to them. You must be at least 18 years old to purchase or use a membership.
Questions? Email hello@nobullplanning.com.
1. What your purchase includes
The No Bull Planning Academy includes the video lessons, downloadable summaries, educational assessment, Estate Plan Fit Report, action guides, and worksheet described in the offer at the time of purchase.
Your purchase provides access to those resources for the membership period below. Separately sold products, professional services, and fees charged by outside providers are not included unless expressly stated in your offer.
2. Educational purpose
The Academy, assessment, report, and guides provide education and general information. They are not a substitute for the advice of an attorney.
No Bull Planning does not create your estate plan, prepare or review legal documents, or provide individualized legal, tax, or financial advice through the Academy. The Estate Plan Fit Report organizes your responses to help you understand planning approaches and possible next steps. It is not a legal document or a legal opinion about your circumstances.
Although the materials are created by an attorney, purchasing or using them does not create an attorney-client relationship with No Bull Planning, its owners, instructors, or any law firm. You choose how to proceed and which professionals, if any, to hire. Professional services require a separate arrangement with the provider you select.
3. Payment, access, and spouse coverage
You pay the price shown at checkout, including any applicable taxes disclosed there. Your membership is a one-time purchase with 12 months of access and no automatic renewal.
The 12-month period begins when we make your portal access available and send your access instructions to the email address provided at purchase. It does not wait until you first log in. If you do not receive your access instructions, contact us promptly.
Access ends when that period expires. We will not automatically charge you for another term. Any later purchase is a separate transaction at the price and terms offered at that time.
One membership covers the purchaser and their spouse through one portal account. Both may use the included materials for their own personal education. The spouse’s access ends with the same membership period. The membership does not cover other households, friends, clients, or groups. Keep the login information private between you and your spouse, and let us know if you suspect unauthorized access.
4. Refund policy
You may request a full refund within 10 calendar days after your purchase. No refunds are available after that period, and we do not offer partial refunds or credits for unused access.
To request a refund, email hello@nobullplanning.com within that period with the email address used for purchase and enough information to identify the order. The date your request is received determines whether it is timely; our processing time does not change your eligibility. Refunds cover the amount actually paid for the membership and any refundable tax and are returned to the original payment method.
When a refund is issued, access for both spouses ends and the license to use the paid materials ends. You must stop using and delete downloaded copies of those materials. You may retain your own notes, information you supplied, and transaction records.
This policy does not limit refunds or other remedies required by applicable law. It also does not restrict lawful payment-dispute rights.
5. Personal use of materials
No Bull Planning and its licensors own the course materials, report format, website content, and related intellectual property. We give the purchaser and spouse a limited, nonexclusive license to use the included materials for their own personal, noncommercial purposes.
You may download or print resources where a download or print option is provided. After your 12-month access ends, you may keep and use those permitted downloads for personal reference, subject to these terms. Portal access, streaming videos, new report generation, and future updates end with the membership. The refund rule above applies if your purchase is refunded.
You may share your own Estate Plan Fit Report and completed worksheet privately with an attorney, adviser, or other person helping you consider your options. That permission does not authorize redistributing the course or guides.
You may not resell or commercially distribute our materials, publish the paid lessons or guides, give account access to others beyond your spouse, or bypass access restrictions to copy content. These restrictions do not limit fair use or your right to share an honest review.
6. Assessment and report use
Provide accurate answers to the best of your knowledge. The report uses the information you submit and predefined educational rules; incomplete, inaccurate, or changed answers can affect the result. The assessment does not examine every fact that could matter to an actual estate plan.
Where assessment re-runs are available, use them only for the purchaser’s and spouse’s own circumstances. A new report may replace the report currently available in the portal, so download any report you want to keep before submitting again. We may apply reasonable usage limits to prevent automated, commercial, or abusive use; any applicable re-run limit will be disclosed before submission.
7. Support, updates, and availability
Contact hello@nobullplanning.com for billing, access, technical issues, or general questions about using the Academy. Membership does not include individual legal consultations, document drafting or review, or ongoing estate-plan management.
You need a compatible device, internet connection, and working email address. We may update the materials or change the technology used to deliver them. Routine changes will not shorten your paid access period or materially reduce the resources included with your purchase.
Temporary interruptions may occur for maintenance or technical reasons. Contact us if an issue prevents access so we can address it. We may suspend or end access for material misuse, unauthorized distribution, fraud, or a security threat. When reasonably practical, we will explain the issue and allow an opportunity to correct it. This does not remove a timely refund right or a remedy required by law.
8. Outside providers, referrals, and privacy
You are responsible for any separate agreement you make with an attorney, software company, financial professional, or other outside provider. We do not control their services. We do not accept referral fees from attorneys, software companies, advisers, or insurance providers for directing Academy users to them.
Any No Bull Planning customer referral program is subject to the offer and eligibility rules presented when you participate. Fraudulent, refunded, or reversed purchases do not qualify for rewards. Program changes will not take away rewards already validly earned under the rules in effect when earned.
Our Privacy Policy explains how we handle personal information.
9. Limitations and consumer rights
We aim to provide useful, accurate education, but laws and individual circumstances change. We do not guarantee a particular legal, tax, financial, or planning outcome, or that the report identifies every issue relevant to you.
To the extent permitted by law, No Bull Planning is not liable for indirect, incidental, special, or consequential losses arising from use of the Academy or its materials. Our total liability for a claim relating to a membership is limited to the amount you paid for that membership.
These limits do not apply to fraud, gross negligence, willful misconduct, or liability that cannot legally be limited. They do not reduce an express refund obligation or a consumer right or remedy that applicable law does not allow us to exclude.
10. Disputes and changes to these terms
If a problem arises, please contact hello@nobullplanning.com so we can try to resolve it. Contacting us is not a condition of exercising a legal right and does not extend a legal filing deadline.
Texas law governs these terms, except where applicable law requires otherwise. Mandatory consumer protections that apply to you remain in effect. Either party may bring a dispute in a court with proper jurisdiction; these terms do not require arbitration or waive access to small-claims court.
We may update these terms for future purchases and will post the new effective date. The terms accepted with your purchase continue to govern that purchase unless you agree to a change or a change is required by law. A later update will not retroactively shorten your paid access period or change your refund window. If a provision cannot be enforced, the remaining provisions continue to apply to the extent permitted by law.
11. Contact
No Bull Planning
Email: hello@nobullplanning.com